Let us establish a strategy so you can fully enjoy your retirement.

Let us establish a strategy so you can fully enjoy your retirement.

The period immediately before and after retirement is arguably the most important in a financial lifetime. Having spent many years earning and accumulating capital you are now approaching the decumulation period of using your savings to provide income and meet all your expenditures.

A financial plan is critical to make best use of your hard earned savings, so you can enjoy retirement by spending more time with the family, the grand-children, travelling and so on. 

Our independent status ensures you are provided with the best available options from the marketplace. Retirement income using strategies such as annuity, drawdown and phased retirement will be considered alongside your savings, property and business shareholdings.  We then carefully combine and balance these to ensure an optimum and tax efficient income.

The gap between the best and worst income solutions can be as much as 40% (Kate Palmer, The Telegraph, 12/5/15). 

Think of how the wrong decision at this time can reduce your living standard for the rest of your life. Let us establish a retirement strategy relevant to your personal situation so you can enjoy your retirement in the manner you are entitled to.